Privacy Policy for Simple Budget Tracker

Last Updated: December 29, 2025

This Privacy Policy describes how Simple Budget Tracker (“we,” “us,” or “our”) collects, uses, and discloses your information when you use our application (the “Service”).

1. Information We Collect

We collect the following types of information in order to provide and improve our Service:

Financial Information: This includes your income, expenses, budget details, and any other financial data you provide within the application. This information is stored locally on your device and is not transmitted to our servers.
Usage Data: We may collect anonymous data about how you interact with the Service, such as features used and time spent in the app. This data is used to improve the user experience and is not linked to your personal identity.
Device Information: We may collect information about the device you use to access the Service, including the operating system and device type. This helps us to optimize the application for different devices.

We do not collect any personally identifiable information (PII) such as your name, email address, or location.

2. How We Use Your Information

We use the information we collect for the following purposes:

To Provide and Maintain the Service: Your financial information is used to provide the core functionality of the budget tracker.
To Improve the Service: Anonymous usage and device data helps us understand how our users interact with the app, allowing us to make improvements and add new features.

3. How We Share Your Information

We do not share your personal or financial information with any third parties. All financial data you enter into the Simple Budget Tracker is stored locally on your device and is under your control.

4. Data Security

We are committed to protecting your information. Since all financial data is stored locally on your device, the security of your data is dependent on the security of your device. We recommend that you use a passcode or other security features to protect your device.

5. Data Retention

Financial transaction data is retained for 7 years to support budgeting analysis. Plaid access tokens are deleted within 30 days of last use. Users may request full account deletion; all data will be removed within 30 days. This policy is reviewed annually and complies with applicable privacy laws (CCPA, GDPR).

6. Children’s Privacy

Our Service is not intended for use by children under the age of 13. We do not knowingly collect any information from children under 13. If we become aware that a child under 13 has provided us with information, we will take steps to delete such information.

7. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.

8. Contact Us

If you have any questions about this Privacy Policy, you can contact us at: itstuffandcomputers@gmail.com